From agreement to money in the bank. No manual work.
PayIBAN automates order-to-cash for accountants and business owners: digital signing, SEPA mandates, payment links and invoicing in one chain — so overdue invoices don't arise in the first place, instead of being chased.
One chain from agreement to money in the bank. PayIBAN starts at the mandate, not at the overdue invoice — so overdue items rarely build up.
Connects with your accounting and banking stack
What PayIBAN does for you
Three products, one seamless customer journey.
Connected to your accounting tool, sent in one customer email, monitored by an AI autopilot. PayIBAN is built to make your admin calmer — not busier.
Straight into your accounting
Seamless integration with your accounting package. Mandates, invoices and payments are processed automatically — no manual entry, no double admin.
- Exact Online · Moneybird · SnelStart · Informer
- Automatic invoice statuses and cross-postings
- One customer in your books = one customer in PayIBAN
One-click email to your customer
Sign, pay and authorise — send your customer one email. They walk through the steps and everything lands in your accounting tool. With dozens of customers a month that saves hours.
- SEPA Direct Debit mandate for recurring billing
- iDIN signing for agreements
- First invoice paid directly via iDEAL
AutopilotNew
PayIBAN scans your books daily, sends iDEAL reminders for outstanding invoices and offers customers who paid by transfer a mandate. You only have to say 'yes'.
- Automatic payment reminders
- Real-time tracking: sent, opened, paid
- AI advice: which customers to put on mandate
One service, or all three in one email.
Pick per customer what's needed. Signing, paying and mandates can run separately, or you send them in one email so the customer finishes everything in a single flow.
The order form lets you choose which modules to activate — switching is always possible later.
Connects to everything you already use
One platform, six categories of integrations.
Built on top of the Dutch and European banking stack — not a US-centric afterthought. Drop-in modules for accounting, banking, document management, communication, scheduling and your own platform.
Accounting
- Exact Online
- Moneybird
- e-Boekhouden
- SnelStart
- AFAS
- Twinfield
Banking & payments
- iDEAL
- SEPA
- Bancontact
- Stripe
- Mollie
Documents & signing
- PDF-signing
- Wet-elektronische-handtekening
- Audit-trail
- E-invoicing
Communication
- Flowmailer
- Klantmailings
- SMS-reminders
- WhatsApp Business
Scheduling & reminders
- Outlook 365
- Google Calendar
- Reminder-flows
- Cron-cycli
Platform & API
- REST API
- Webhooks
- Custom apps
- White-label
Services
Know how your debtors pay
Both services run on the accounting integrations already in place — from free insight to concrete advice per debtor.
Debtor scan
Connect your accounting package and receive a report within one business day: your average days sales outstanding (DSO), the outstanding balance, your slowest payers and how many hours a month go into chasing — closed with one concrete recommendation.
Start the free scanPayment behaviour advice
The right payment method per debtor: whoever pays manually every month gets a mandate recommendation; whoever pays irregularly or late gets a payment link on the invoice. Includes ready-made invitations and an effect measurement after three months.
Book an advisory callBuilt for serious operators
Everything for one business, or many.
PayIBAN is multi-tenant by design — built by accountants, for accountants. White-label, audit-first, EU-hosted.
True multi-tenant
Manage hundreds of client administrations from one dashboard. Switch tenants in one click; data is isolated per tenant at the database level.
Audit-trail everywhere
Every signature, payment and admin action is logged with actor, IP and timestamp. Exportable for compliance, lawyers and the tax authority.
Full white-label
Your domain, your logo, your colors. Customers never see PayIBAN in the signing flow, the emails or the invoices. Built for partners and accountants.
EU-compliance built-in
GDPR, eIDAS, PSD2, ISO 27001. Data stays in the EU. SLA-backed uptime. SOC 2 Type II in progress.
Cron-driven automations
Monthly invoicing, dunning, reminder flows and reconciliation run themselves. APScheduler-backed, no Zapier needed.
AI co-pilot for admin
Built-in Claude-powered agent helps you find the right tenant, draft an email or trace a missing payment — without leaving the app.
PayIBAN on the go
Your admin, now in your pocket.
With the PayIBAN app you handle mandates, payments and signing wherever you are. The same control as the dashboard — now within reach on your phone.
- Send signing, payment and mandate requests from your phone
- Real-time notifications the moment a client signs or pays
- Secure sign-in with 2FA — the same account as on the web
PayIBAN
Mandate · Pay · Sign
Customer stories
Real customers, real results.
From library members to IT service providers and SaaS platforms — see how organisations use PayIBAN to combine onboarding, mandates and payments in one flow.
Active tenant administrations
Invoiced through the platform last quarter
Uptime over the last 12 months
Median first-response time on support
Tighter grip on mandates, fewer manual errors.
Onboarding · Mandates · Activation
Biblionet digitised mandates for library members, eliminating lost paperwork, manual entry errors and follow-up delays.
From loose PDFs to insight, control and an immediate ticket flow.
Subscriptions · Service tickets · Mandates
Groenendal IT connected PayIBAN to Inserve so mandates start directly from the existing workflow and are easier to follow up.
Fewer errors and less double work thanks to the Exact Online integration.
Direct debit · Accounting integration
Maxem combines direct debits with Exact Online, saving time on admin and debtor follow-up.
Pricing
Per service, connected to your accounting.
€75 per month per service — Mandates, Payments or Signing — plus €25 per month for the accounting connection. €100 per month together; the platform is included. Then only a small fee per transaction.
Mandates · Payments · Signing
+ €25 / month accounting connection · platform (app.payiban.com, iOS app, 2 users, audit trail) included
Every service is connected to Exact Online, Moneybird, SnelStart, WeFact, e-Boekhouden or Informer — and that changes what the service does. No add-ons, no surcharge per feature.
- Mandates sees who has no mandate yet and invites them, with reminders
- Payments sees which invoices are open and sends the iDEAL payment link
- Signing picks the customer from your accounting — with iDIN or itsme
- Signed document, mandate and payment land back in your accounting package
Then only per successful transaction
- Payment iDEAL€0.50
- Mandate SEPA Direct Debit€0.50
- Signature iDIN / itsme€1.10
Extras
Only if you need them.
Additional user
Let a colleague or your accountant work along, with their own login and permissions.
REST API per service
Mandates, payments and signing directly in your own software.
Additional merchant
Several companies or creditor IDs under one account, each with its own accounting.
All prices VAT excluded. EU hosting, GDPR-DPA and audit log included.
Questions
Frequently asked questions.
Can't find what you need? Email us at [email protected] — we usually reply within fifteen minutes.
Stop chasing signatures.Start closing deals.
Book a live demo to see PayIBAN in action — or order directly and be operational today.